Bank
Statements Loan
Bank Statements Loan Programs
If you are an entrepreneur, freelancers, small business owners, and self-employed borrowers and don't have taxable income to get a low-rate mortgage, we have a flexible loan option specifically made for you. With our bank statement loan, you can buy or refinance a home without having to show tax returns and extensive paperwork.
Are You a Self-Employed?
Despite the many perks of self-employment, it can be challenging to qualify for a home loan. Klick Mortgage's Bank Statement Loan Program is designed to help self-employed borrowers and those with atypical employment histories or tax returns. We understand that you work hard for yourself, and we want to help you achieve your homeownership goals.
Bank Statement Loan Benefits
1 Day Approval
Highly Competitve Rates
Loans Over $100.000 up to $3,000,000
12 or 24 Months Personal or Business Bank Statements
Multiple Business Bank Account Acceptable
Minimum Score 580
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Entrepreneurs
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Business Owners
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Independent Contractors
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Freelancers
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Real Estate Agents
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Social Influencers
Less Documentation
Primary Residence / Second Home / Investment Properties
Single Family / Condo / Townhouse
Condo Hotels
Non-Warrantable Condominiums
30 Years Fixed Rate
No Prepayment Penalty
Fast Closings
No Mortgage Insurance
No Tax Return Required
Purchase / Refinance / Cash-Out
50% DTI
Up to 90% Loan to Value
We Have the Best Programs for You