ITIN Number
Mortgage
ITIN Number Mortgages
An ITIN (Individual Taxpayer Identification Number) is a tax identification number issued by the Internal Revenue Service (IRS) to non-US citizens. While ITIN numbers are not Social Security numbers, they can be used to qualify for a mortgage loan. This makes ITIN mortgages a valuable option for non-US citizens who are looking to purchase a home in the United States.
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There are a few things to keep in mind when applying for an ITIN mortgage. First, you will need to provide your ITIN number to the lender. You may also need to provide additional documentation, such as a passport or driver's license. Second, ITIN mortgages may have higher interest rates and down payment requirements than traditional mortgages. Third, you may need to work with a specialty lender that offers ITIN mortgages.
ITIN Number Mortgage Benefits
1 Day Approval
Loans Over $150.000 up to $2,500,000
No Social Security Requirement
Flexible Credit Scores
100% Gift Funds
No Tax Returns Required
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Less Documentation
Primary Residence / Second Home / Investment
Single Family
Condo / Townhouse
Non Warrantable Condos
1 Year Seasoning for Foreclosure, Short Sale, Deed in-lieu
2 Years Seasoning for Bankruptcy - Chapter 13 - Use Filing Date
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Fast Closings
No Mortgage Insurance
Purchase / Refinance / Cash-Out
50% DTI
Up to 80% Loan to Value