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Housing Affordability Worsens in Q2 2024: Homeownership Costs Hit a New High
In the second quarter of 2024, housing affordability reached alarming levels, with homeownership costs hitting new highs across the...
Jul 9, 20244 min read


Mortgage Brokers Continue to Gain Market Share
Mortgage brokers have been gaining market share in recent years, and this trend is expected to continue. In 2022, mortgage brokers...
Jul 9, 20244 min read


NAR Settlement: Key Details and Florida Realtors' New Buyer Compensation Forms
In recent developments within the real estate industry, the National Association of Realtors (NAR) has reached a settlement that has...
Jul 8, 20243 min read


VA Introduces Temporary Local Variance for Buyer-Broker Charges: Empowering Veterans in Real Estate Transactions
In a proactive move to bolster Veterans' participation in the real estate market, the Department of Veterans Affairs (VA) has issued a...
Jul 8, 20242 min read


Self-Directed 401(k)'s and Real Estate Investing
A self-directed 401(k) is a type of retirement savings plan that allows you to invest in a wider range of assets than traditional 401(k)...
Jun 26, 20244 min read


Buying in Florida Gets Easier: New Law Streamlines Estoppel Certificates
Florida homebuyers and sellers can breathe a sigh of relief. Effective July 1, 2024, House Bill 979 simplifies the process of obtaining...
Jun 20, 20242 min read


FHA Considering Eliminating Minimum Down Payment Requirement for Home Buyers
The Federal Housing Administration (FHA) is considering eliminating the minimum down payment requirement for home buyers. The FHA is a...
May 31, 20242 min read


Real Estate vs. 401K : Why Real Estate is the Better Investment
Real estate and 401K's are two of the most popular investment options for Americans. Both can be great ways to save for retirement, but...
May 5, 20244 min read


Benefits of the FHA Waiver of the Mortgage Credit Reject (MCR) Flag in the FHA Connection System
The Federal Housing Administration (FHA) recently waived a requirement that FHA-approved lenders flag rejected loans in the FHA...
May 3, 20242 min read


DeSantis Unlocks $200 Million Boost: My Safe Florida Home Program Expands to Shield Condos
In a move aimed at fortifying Florida’s residences against the wrath of hurricanes and reducing property insurance costs, Governor Ron...
May 2, 20243 min read


Single-Family and Multi-Family Delinquency Rates Down for Fannie Mae and Freddie Mac in March
There's positive news for the housing market as delinquency rates for both single-family and multi-family mortgages decreased in March...
May 1, 20242 min read


WeWork's Tides Turn: Miami Beach Feels the Ripple Effects of Bankruptcy
WeWork's once-meteoric rise as a coworking space unicorn has been followed by a dramatic fall from grace. Now, the tremors of its Chapter...
May 1, 20243 min read


Florida's Homeowners Association Act Bill of Rights: A New Era of Transparency and Resident Empowerment
Florida residents living in communities governed by Homeowners Associations (HOAs) have entered a new era of transparency and resident...
Apr 30, 20244 min read


FTC's New Rule on Non-Compete Clauses: NAR Deliberates Impact
Come mid-August, the Federal Trade Commission (FTC) is slated to enforce a new rule regarding non-compete clauses, stirring discussions...
Apr 30, 20242 min read


2024 to 2025: Florida Extends Deadline for Initial Condo Milestone Inspections (SB 154)
In the aftermath of the horrific collapse of the Champlain Towers South condo building in Surfside, Florida in 2021, a wave of reform...
Apr 29, 20244 min read


How to Buy a Home if You're a Veteran
Buying a home is one of the biggest life goals for many people, and it can be especially rewarding for veterans. After serving our...
Apr 28, 20243 min read


The NAR Lawsuit Agreement: A Boon for Some, a Burden for Others
The recent National Association of Realtors (NAR) agreement resolving a nationwide lawsuit by home sellers has sparked debate within the...
Mar 20, 20245 min read


Credit Card Defaults Soar Amid Rising Inflation and Interest Rates
Credit card defaults are rising at the fastest pace since the Great Recession, as borrowers struggle to keep up with rising inflation and...
Mar 3, 20243 min read


Lawsuit Against Real Estate Brokerages and NAR Association: A Comprehensive Overview
Lawsuit Against Real Estate Brokerages and NAR Association: A Comprehensive Overview In October 2023, a federal jury in Kansas City,...
Nov 2, 20233 min read


Homeowners Locked Into Low Mortgage Rates Don't Want to Sell:
What Does This Mean for the Housing Market? Homeowners who locked in low mortgage rates during the pandemic are reluctant to sell, which...
Oct 30, 20233 min read


Homebuilder Sentiment Dims as Mortgage Rates Rise
Homebuilder sentiment went negative for the first time in seven months in September, thanks to higher mortgage rates. The National...
Oct 30, 20233 min read


5 Good Reasons to Use a Mortgage Broker When Taking a Mortgage
Buying a home is one of the biggest financial decisions you'll ever make. That's why it's important to get the best possible mortgage for...
Oct 23, 20232 min read


How an Economic Slowdown Could Cause a Collapse in Home Prices
The housing market is one of the most important sectors of the economy, and it is also one of the most sensitive to economic downturns....
Oct 20, 20233 min read


Miami-Dade Mayor, State Attorney Announce New Measures to Protect HOA Residents
Miami-Dade Mayor Daniella Levine Cava and State Attorney Katherine Fernandez Rundle have announced new measures to protect homeowners and...
Oct 18, 20232 min read
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