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How to Qualify for a Mortgage with a Down Payment
Buying a home is a major life milestone, and one of the biggest financial decisions you'll ever make. If you're not able to put down a...
Nov 12, 20243 min read


HUD Expands Multilingual Access with New Mortgage Document Translations
The U.S. Department of Housing and Urban Development (HUD) has recently made significant strides in enhancing accessibility for...
Jul 21, 20243 min read


The Evolution of Mortgage Processes: How Generative AI is Driving Transformation
In recent years, the mortgage industry has experienced a profound transformation driven by advancements in artificial intelligence (AI)....
Jul 18, 20243 min read


Navigating Your Final Mortgage Payment: Key Considerations and Steps
Paying off your mortgage is a significant financial milestone that marks the culmination of years of financial discipline and commitment....
Jul 18, 20243 min read


Builders Embrace Smaller Houses: Are They Meeting Market Demand?
In response to shifting demographics, economic factors, and evolving lifestyle preferences, builders across the housing industry are...
Jul 17, 20243 min read


Unraveling Property Fraud in the Face of Falling Commercial Real Estate Values
Unraveling the Intersection of Fraud and Economic Downturn In the wake of a decline in commercial real estate values attributed to higher...
Jul 16, 20242 min read


President Joe Biden's Initiative to Alleviate Housing Costs: A Bold Move to Eliminate Lender's Title Insurance in Refinancing Transactions
President Joe Biden's administration is taking significant steps to address the growing issue of housing affordability in the United...
Jul 11, 20243 min read


Understanding Florida's Disclosure Laws: What Home Sellers Must Reveal
When selling a home in Florida, there are specific disclosure requirements that sellers and their real estate agents must follow. These...
Jul 11, 20242 min read


Housing Affordability Worsens in Q2 2024: Homeownership Costs Hit a New High
In the second quarter of 2024, housing affordability reached alarming levels, with homeownership costs hitting new highs across the...
Jul 9, 20244 min read


Mortgage Brokers Continue to Gain Market Share
Mortgage brokers have been gaining market share in recent years, and this trend is expected to continue. In 2022, mortgage brokers...
Jul 9, 20244 min read


VA Introduces Temporary Local Variance for Buyer-Broker Charges: Empowering Veterans in Real Estate Transactions
In a proactive move to bolster Veterans' participation in the real estate market, the Department of Veterans Affairs (VA) has issued a...
Jul 8, 20242 min read


Self-Directed 401(k)'s and Real Estate Investing
A self-directed 401(k) is a type of retirement savings plan that allows you to invest in a wider range of assets than traditional 401(k)...
Jun 26, 20244 min read


Buying in Florida Gets Easier: New Law Streamlines Estoppel Certificates
Florida homebuyers and sellers can breathe a sigh of relief. Effective July 1, 2024, House Bill 979 simplifies the process of obtaining...
Jun 20, 20242 min read


Real Estate vs. 401K : Why Real Estate is the Better Investment
Real estate and 401K's are two of the most popular investment options for Americans. Both can be great ways to save for retirement, but...
May 5, 20244 min read


Benefits of the FHA Waiver of the Mortgage Credit Reject (MCR) Flag in the FHA Connection System
The Federal Housing Administration (FHA) recently waived a requirement that FHA-approved lenders flag rejected loans in the FHA...
May 3, 20242 min read


DeSantis Unlocks $200 Million Boost: My Safe Florida Home Program Expands to Shield Condos
In a move aimed at fortifying Florida’s residences against the wrath of hurricanes and reducing property insurance costs, Governor Ron...
May 2, 20243 min read


Single-Family and Multi-Family Delinquency Rates Down for Fannie Mae and Freddie Mac in March
There's positive news for the housing market as delinquency rates for both single-family and multi-family mortgages decreased in March...
May 1, 20242 min read


WeWork's Tides Turn: Miami Beach Feels the Ripple Effects of Bankruptcy
WeWork's once-meteoric rise as a coworking space unicorn has been followed by a dramatic fall from grace. Now, the tremors of its Chapter...
May 1, 20243 min read


Florida's Homeowners Association Act Bill of Rights: A New Era of Transparency and Resident Empowerment
Florida residents living in communities governed by Homeowners Associations (HOAs) have entered a new era of transparency and resident...
Apr 30, 20244 min read


FTC's New Rule on Non-Compete Clauses: NAR Deliberates Impact
Come mid-August, the Federal Trade Commission (FTC) is slated to enforce a new rule regarding non-compete clauses, stirring discussions...
Apr 30, 20242 min read
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