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Nov 12, 20243 min read
How to Qualify for a Mortgage with a Down Payment
Buying a home is a major life milestone, and one of the biggest financial decisions you'll ever make. If you're not able to put down a...
Jul 21, 20243 min read
HUD Expands Multilingual Access with New Mortgage Document Translations
The U.S. Department of Housing and Urban Development (HUD) has recently made significant strides in enhancing accessibility for...
Jul 18, 20243 min read
The Evolution of Mortgage Processes: How Generative AI is Driving Transformation
In recent years, the mortgage industry has experienced a profound transformation driven by advancements in artificial intelligence (AI)....
Jul 18, 20243 min read
Navigating Your Final Mortgage Payment: Key Considerations and Steps
Paying off your mortgage is a significant financial milestone that marks the culmination of years of financial discipline and commitment....
Jul 17, 20243 min read
Builders Embrace Smaller Houses: Are They Meeting Market Demand?
In response to shifting demographics, economic factors, and evolving lifestyle preferences, builders across the housing industry are...
Jul 16, 20242 min read
Unraveling Property Fraud in the Face of Falling Commercial Real Estate Values
Unraveling the Intersection of Fraud and Economic Downturn In the wake of a decline in commercial real estate values attributed to higher...
Jul 11, 20243 min read
President Joe Biden's Initiative to Alleviate Housing Costs: A Bold Move to Eliminate Lender's Title Insurance in Refinancing Transactions
President Joe Biden's administration is taking significant steps to address the growing issue of housing affordability in the United...
Jul 11, 20242 min read
Understanding Florida's Disclosure Laws: What Home Sellers Must Reveal
When selling a home in Florida, there are specific disclosure requirements that sellers and their real estate agents must follow. These...
Jul 9, 20244 min read
Housing Affordability Worsens in Q2 2024: Homeownership Costs Hit a New High
In the second quarter of 2024, housing affordability reached alarming levels, with homeownership costs hitting new highs across the...
Jul 9, 20244 min read
Mortgage Brokers Continue to Gain Market Share
Mortgage brokers have been gaining market share in recent years, and this trend is expected to continue. In 2022, mortgage brokers...
Jul 8, 20242 min read
VA Introduces Temporary Local Variance for Buyer-Broker Charges: Empowering Veterans in Real Estate Transactions
In a proactive move to bolster Veterans' participation in the real estate market, the Department of Veterans Affairs (VA) has issued a...
Jun 26, 20244 min read
Self-Directed 401(k)'s and Real Estate Investing
A self-directed 401(k) is a type of retirement savings plan that allows you to invest in a wider range of assets than traditional 401(k)...
Jun 20, 20242 min read
Buying in Florida Gets Easier: New Law Streamlines Estoppel Certificates
Florida homebuyers and sellers can breathe a sigh of relief. Effective July 1, 2024, House Bill 979 simplifies the process of obtaining...
May 5, 20244 min read
Real Estate vs. 401K : Why Real Estate is the Better Investment
Real estate and 401K's are two of the most popular investment options for Americans. Both can be great ways to save for retirement, but...
May 3, 20242 min read
Benefits of the FHA Waiver of the Mortgage Credit Reject (MCR) Flag in the FHA Connection System
The Federal Housing Administration (FHA) recently waived a requirement that FHA-approved lenders flag rejected loans in the FHA...
May 2, 20243 min read
DeSantis Unlocks $200 Million Boost: My Safe Florida Home Program Expands to Shield Condos
In a move aimed at fortifying Florida’s residences against the wrath of hurricanes and reducing property insurance costs, Governor Ron...
May 1, 20242 min read
Single-Family and Multi-Family Delinquency Rates Down for Fannie Mae and Freddie Mac in March
There's positive news for the housing market as delinquency rates for both single-family and multi-family mortgages decreased in March...
May 1, 20243 min read
WeWork's Tides Turn: Miami Beach Feels the Ripple Effects of Bankruptcy
WeWork's once-meteoric rise as a coworking space unicorn has been followed by a dramatic fall from grace. Now, the tremors of its Chapter...
Apr 30, 20244 min read
Florida's Homeowners Association Act Bill of Rights: A New Era of Transparency and Resident Empowerment
Florida residents living in communities governed by Homeowners Associations (HOAs) have entered a new era of transparency and resident...
Apr 30, 20242 min read
FTC's New Rule on Non-Compete Clauses: NAR Deliberates Impact
Come mid-August, the Federal Trade Commission (FTC) is slated to enforce a new rule regarding non-compete clauses, stirring discussions...
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